Money answers you can actually verify.
Connect your accounts and Coco assembles one honest picture of your money. Ask it anything — every figure in the answer is traced to a real computation, or it isn't said.
Works with your real bank and brokerage accounts
An agent that does the work — and shows the work.
Most finance apps show you charts. tudum gives you an agent that watches, explains, and proposes — and it is built so it cannot bluff.
One honest picture
Banks, brokerages, property, loans — everything in one place, with your real net worth computed from real balances.
It can't make up a number
Every figure Coco gives you is traced back to a real calculation over your data. If it can't cite it, it won't say it.
Savings it can prove
Idle cash, creeping insurance costs, overpaid interest: quantified in real dollars, so you can go claim them.
On autopilot, with consent
Coco keeps watch and proposes smart moves. Anything that touches real money waits for your explicit approval.
Every number carries its receipt.
The cited figure is tudum's signature device: a tabular-numeral amount plus a quiet chip that says where it came from. Three states, no exceptions.
Computed by a deterministic engine. Tap it in the app for the rule, the inputs, and the source.
Some numbers only you know. Coco keeps them attributed and dated — never silently trusted.
If a figure can't be traced to a computation, Coco strips the number rather than guess.
✓ Every field above is inspectable in the app — engine, rule, source, inputs.
Up and running in minutes.
tudum lives on your phone. Registration and sign-in happen right in the app.
Create your account
Hit Get started — it opens the app, where you register with just an email and password.
Link your institutions
Connect banks and brokerages through secure, read-only aggregation. Balances flow in automatically.
Ask Coco anything
"Can our cash flow support a bigger emergency fund?" Grounded answers, every figure cited.
Approve the moves you like
Coco proposes; you decide. Real-money actions always wait for your explicit, per-action approval.
Real savings, with proof attached.
Coco's savings showcase quantifies what you're leaving on the table — idle cash, creeping insurance costs, overlapping recurring charges — each line traceable to the computation that found it.
See what Coco findsEstimates based on your live account data. Rates and quotes move; each line shows its as-of date in the app.
Interested in tudum?
Email [email protected] — tell me a bit about your situation and we'll take it from there.
Email [email protected]"If Coco can't cite where a number came from, it won't say it. No guesses, no vibes — only numbers you can verify."
- Every answer is computed by deterministic engines over your actual accounts — never invented by a language model.
- Coco shows its work: which data, which rules, which computation produced each figure.
- The agent proposes; you own the money. Nothing real executes without your approval.
- When data is missing, Coco says exactly what's missing and how to add it — instead of guessing.
Your money, with receipts.
Create your account in the app and let Coco assemble your picture.